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24875 Southwest Fwy, Rosenberg, TX, 77471

New Car Leasing vs Buying

Leasing vs Buying a New Car

Why Lease a New Car?

If you prefer to drive newer, safer, more reliable cars or trucks, prefer not to pay a sizeable down payment every 3-4 years, and also don’t drive an excessive amount of miles annually, then a new car lease could be right for you. Leasing is better for those who prefer to escape the annoyance of buying and selling every time they want to upgrade to a new car.

Why Buy a New Car?

On the other hand, if you prefer long term automotive relationships with a greater sense of commitment and ownership, then buying might be what’s right for you. Car-buying is typically best for drivers who won’t mind driving the same car, truck, or SUV for over five years or even until it’s no longer fit for the highway.

Buying vs Leasing: Which One Is Right for You?

Knowing the pros, cons, and overall benefits of leasing vs buying a car is important. Be sure to acknowledge factors such as potential savings, vehicle ownership, monthly payments, and repair costs when weighing the pros and cons of the best new vehicle financing type for you.

Buying: Ownership vs Leasing

When weighing the value of vehicle financing, new car, truck, or SUV ownership absolutely comes along with many advantages, most associated with outright ownership of the car, truck or SUV. You may not be aware, however, there are also some great advantages to leasing, as well. It’s important to consider all financial aspects including depreciation, down payment, monthly payments, term length, buyout payments, interest rate, and maintenance & repair costs, before making a decision. A close observation of your current financial situation, future needs, and your preference for commitment, will likely ensure that you make the ideal choice between leasing and buying a new car, truck, or SUV.

benefits of leasing vs financing a new car

Monthly Payments

Car lease payments are often times less expensive in comparison to car financing and loan payments as the normal lease deal is pretty much renting with the option to purchase at the end of your lease term. Consider when leasing that you will need a decent credit score, and will be required to carry comprehensive and collision insurance, although the same can be said for the better rate auto loans. Though it can likely add to your monthly payments, it is also better to select a model with the features you want or need, as personal satisfaction is often priceless.

why leasing a car is smart

Maintenance & Repair

Auto leasing often includes regular vehicle maintenance & repair. It is important to remember this when calculating monthly costs of ownership vs leasing. No matter what make and model you choose, mechanic bills are an uncertain cost that can quickly add up. And for those of us who aren’t certified mechanics with a hydraulic jack and full toolset in the garage, leasing could be the best option for peace of mind.

is leasing better than buying

Investment vs Savings

In general, a new car, truck, or SUV lease saves money in the short term with lower monthly payments, while buying earns you a long term investment, meaning full ownership of the value of the car or truck at the time it is traded, sold, or paid-off. For best value on a lease, avoid lease return fees for terminating the vehicle lease early, going over mileage, or putting on excessive wear and tear. For the best investment on a purchased/financed vehicle, you can pay it off quickly and also avoid excessive wear and mileage.


Lease Buy
Ownership No Ownership Pride of Ownership
Down Payment Smaller Down Payment Larger Down Payment
Monthly Payment Smaller Monthly Payments Larger Monthly Payments
Maintenance & Repair Costs Typically Included Not Included
Savings/Investment Short Term Savings Long Term Investment
Finance Term Approx. 2-4 Years Approx. 3-6 Years
APR % Credit-Based Credit-Based
New Vehicles Available Available
Pre-Owned Vehicles Not Available Available
Vehicle Customization Not Available Available
Poor Credit Financing Not Available Available

Honda Lease and Finance Offers In Rosenberg TX

Gillman Honda Fort Bend knows that choosing the right Honda car and financing option is never easy. Our team of experienced Honda lease and finance specialist are on hand to help you make the right choice. Visit us online, by phone, or in-person at our dealership location in Rosenberg, TX. We look forward to serving you.


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DealerRater Aug 30, 2021

I’m pleased to leave a review of Gillman Honda Fort Bend. The Ford F-150 King Ranch I bought from them is perfect. After an initial xxxx up with the sales process, General Manager Teno Fontenot put me in touch with Sales Director Dominick Pisano and he made the process simple and pleasant. He gave me a great deal on my trade and a terrific deal on the truck. Most importantly he was excellent to work with in getting one post sale issue resolved. I’ve purchased a lot of cars and this was one of the best experiences I’...

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DealerRater Jun 3, 2021

Gillman Honda FB treated me fairly and respectfully. Ultimately I left with a vehicle that I am totally satisfied with and I will go back to Gillman first when I'm on the market for another. You will encounter different styles at every dealership you go to. What gives Gillman the edge is their ability to make you feel like they care about you. Follow-up phone calls, quick turnaround on add-on installation, etc. They are great.

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DealerRater Jun 11, 2020

Loved my experience here ! Bought a certified pre-owned Honda HR-V. Initially there were some issues with the price of the car, but the General Manager Mr. Teno Fontenot was nice enough to intervene and everything happened very smoothly onwards from there. I must appreciate the client advisor Mr. Barry Alster for handling things in a very nice, professional, courteous and respectful manner. Would positively recommend others. I would just request/suggest the dealership to display the overall/total price of the cars (including all charges) on the advertisements, which might help the potential buyers avoid possible confusions.

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DealerRater Dec 12, 2019

Laura was extremely helpful and patient! The customer service was impeccable. Such a good experience that we are coming back Friday all the way from spring. Gillman Honda Fort Bend is worth the drive

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DealerRater Dec 5, 2019

Frank Canales, my Service Advisor did me a big favor. I was having battery trouble, but the auto parts store I bought it from tested their battery and said it was good. I questioned their equipment, and they said if someone else gave me any document showing battery was bad, they would replace it. I took my Honda CRV to Gilman Fort Bend as I always do, and I explained to Frank Canales what was happening. He said he would run an electronic diagnostic for free. I told him if it was the battery, I would be using my warranty ...

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